Male vs Female; Women No longer the Second Sex?

Male vs Female

Male vs Female: The Game is Changing

Updated Oct  2023

For generations, they were relegated to living a life entire of menial tasks. Simple benefits, such as the right to educate themselves and vote, were denied. They had to fight for every single request that males took for granted. They were made to believe they were second best at most and could never compete with their male counterparts. They were told that males were better investors and superior academically and that their function was to bear children and keep the house in order. (In other words, “barefoot and pregnant.”)

Many women did not believe this. They fought their way to power; they fought for every simple little thing that we males took for granted, and they won. The battles were beyond comprehension to most. The pioneers for women’s liberation (including, but not limited to, Gloria Steinem, Betty Friedan, Simone DeBeauvois, Camille Paglia, Andrea Dworkin and Madonna) who stood up and advocated equality and power were scorned, derided and demeaned. Despite overwhelming challenges, they were not deterred. They persisted, fought through, and now they are here to stay. Women are in the process of taking back everything that they have been denied for generations.

For those males who do not recognise, acknowledge and embrace the power of the female, your days are indeed numbered. The females have risen, and they have grown fast. This is a trend in motion, and nothing and no one can stop it. Those that seek to oppose it will be trampled into oblivion. It is a sea change, which is growing into a flood. Anyone who tries to stand in the way of this will be drowned.

Here is the irony:  Every male was, at one point in life, a helpless bundle of flesh carried in the womb and brought forth into this world by a female. It was a woman who nurtured him and gave him the opportunities to be who he is and become what he has become. For this great sacrifice, her only reward was the denial of all the benefits to which male society was entitled.

Male vs Female: Most of the advantage seems to be due to Discrimination

When you seek to oppress something through force, it will rise, and when it rises, it will grow to be many hundreds of times stronger than it should have been in the first place. We all talk about market manipulation and how the Fed and central bankers are holding the price of Gold down and pumping the equity markets up.

Well, I will put forth one question: what about the biggest atrocity and the largest manipulation that was ever committed? The illegal, relentless and unjust repression and suppression of the female species? There can only be peace and harmony when the species responsible for the survival of the human race is treated with the respect it deserves.

Male vs Female: An epiphany

When I was seven years old, I wanted to have a picnic, and I told all my friends to save a little money, and we would all put it together to buy food and drinks. Now you all know that seven-year-olds don’t like females, but I used to watch how organised little girls were. So I asked them to join us too. D-day arrived, and almost none of the guys had the money. Every single girl had the money. They were even willing to forgive the guys for not bringing the money. Now look at what the little boys did—they all were ashamed and angry with the girls and then started attacking me for even inviting the girls. I am embarrassed to say I did not have the guts to fight. I backed down and returned their money, and the event was cancelled.

I was a coward because I knew the girls were right. They had done nothing wrong, and yet they were punished because I was too frightened and intimidated to oppose the others. What went on here? The boys saw that the girls did something they did not do- something that would have made the picnic successful. Rather than congratulate the girls, they became angry with them and turned on them. Does that make any sense? No. It doesn’t make any PRACTICAL sense.  But the reality is that the boys were angry, jealous and felt inadequate. They were consumed with shame and guilt. So what did they do? They lashed out at the girls (who had done what they were supposed to do) to make themselves feel better and stronger. They could not accept that the girls could do things better than they could. After all, they were only girls!

I went home sombre and vowed never to repeat that mistake. Even more remarkable is that the girls forgave me so quickly for what I had done. When I returned and apologised for being such a weakling, they did not give me a big lecture but seemed to understand my plight. They forgave me for the cruelty of the other boys. They understood why I was weak at that time. Even at 7, girls knew about emotional intelligence, kindness and the ability to overlook discrimination. This was my epiphany and started me on the path of appreciation and respect for women.

I have always been a fighter, and I will argue with any male or female if I can defend my point.  However, supporting facetious assumptions that in are better than women is something no wise man should keep. And now  I will do something for those girls I let down when I was a little boy. In a series of articles below, I intend to present evidence that, in many aspects of life, women are far superior to men. However, it does not mean men are dummies; men tend to migrate to the end of the Bell curve; they excel at almost everything, even at cooking.  However, when one compares 100 women against 100 men,  in general, the women will outperform the males, but the top contenders will nearly always be males.

Every theory of love, from Plato down
teaches that each individual loves in the other sex what he lacks in himself.
G. Stanely Hall 1844-1924, American Psychologist, Educationist

male vs female as it relates to investing

What does this have to do with investing, you ask? It has everything to do with it because women are better investors. They are better students, and now more females are graduating then males. Females are the fasted growing group of individuals hitting the millionaire league.

The female species are far more intuitive, understanding and forgiving than their male counterparts. So the men who accept and appreciate them for who they are will reap many rewards.  A trend in motion is unstoppable, so those that refuse to embrace this trend will be run over.

Women lie about their age; men lie about their income.
William Feather 1888-18, American Writer, Businessman

Females Medical School Applicants on the Rise

Ellen Gladden

The Medical College of Georgia School of Medicine, along with medical schools across the country, experienced a surge in the number and diversity of applicants during the recent fall.

After six years of decline, the count of applicants to U.S. medical schools rose in 2003, with a 3.4 percent increase compared to the previous year, totaling 35,000 applicants, as reported by the Association of American Medical Colleges.

At MCG, the medical school witnessed an even higher increase in applications compared to the national average. For the 180 available freshman positions, the institution received 1,450 applications in 2003, up from 1,287 in 2002.

Dr Mason Thompson, the associate dean for admissions and student affairs in the School of Medicine, stated, “Our applications increased by 12.7 percent, with applicants from Georgia rising by 14.4 percent between fall 2002 and fall 2003.”

The nationwide application surge is attributed to a rise in female applicants, reaching 17,672 applicants, a nearly 7 per cent increase from the previous year. At MCG, there were 745 female and 703 male applicants, with 97 male and 83 female students eventually enrolling.  Read Article

Women make gains on boards, 

According to a census released by Catalyst, an organization focused on advancing women in business; female directors now hold 779 board seats at Fortune 500 companies, which accounts for 13.6% of the total. This percentage has risen from 12.4% recorded two years ago, indicating progress in gender diversity on corporate boards.

In 1995, the first year of the census, women held 9.5% of the director positions, highlighting a steady increase over the years.

Furthermore, the census reveals that the number of board seats held by women of color has also seen growth. In 2001, women of color held 2.6% of the seats, and this has increased to 3% now, reflecting a positive trend towards greater representation for diverse women in corporate leadership roles. . Read Article

The woman’s vision is deep-reaching; the man’s far-reaching.
With the man, the world is his heart, with the woman the heart is her world.
Betty Grable

Male vs Female: Females Outsmart Men Investing

More women are participating in the stock market, making up 47 percent of all investors, as reported by the National Association of Securities Dealers.

Moreover, evidence of women’s investing prowess is becoming increasingly evident. A study conducted by economists at the University of California at Davis, which analyzed over 35,000 discount-brokerage customers, found that between 1991 and 1997, women’s investment portfolios outperformed men’s by an average of 1.4 percentage points per year. The difference was even more significant among single individuals, with single women earning 2.3 percentage points more annually than single men.

Investment club records highlight an even wider performance gap, with all-female clubs demonstrating an average compounded lifetime return of 23.8 per cent per year, compared to just 19.2 percent for all-male clubs, according to the National Association of Investors Corp. (NAIC).

These findings underscore the increasing prominence of women in the world of investing and their ability to achieve impressive results in the stock market. Full story.

The National Association of Investors Corp.

The National Association of Investors Corp. (NAIC) provides intriguing statistics that reveal a significant shift in investment club demographics. Between 1960 and 1996, the proportion of NAIC member clubs consisting entirely of women dramatically increased from 10% to an impressive 50%. When accounting for men-only and mixed clubs, this indicates that the majority of NAIC member clubs are now all-women clubs. Remarkably, three out of four new clubs formed are also all-women clubs, highlighting women’s growing interest in investing.

The NAIC’s findings suggest that the primary goal of all-women clubs, ranking even above turning a profit, is to learn about investing. This indicates a genuine curiosity and a strong desire among women to enhance their investment knowledge. Moreover, this trend might also stem from the recognition of the essential need for women to be able to manage their own or their family’s financial matters. This is especially crucial considering that a recent Bureau of the Census survey disclosed that 75% of elderly people in poverty in America are women.  Read Article

Man-made one grave mistake: in answer to vaguely reformist and humanitarian agitation he admitted women to politics and the professions. The conservatives who saw this as undermining our civilization and the end of the state and marriage were right after all; it is time for the demolition to begin.
Germaine Greer 1939-, Australian Feminist Writer

UK women outrace men in millionaire run.

The recent fact that Britain boasts more women millionaires than men has sparked discussions about the potential future role of men in society. While the notion that men could become redundant for the continuation of the human race may be speculative and far into the future, the current reality in Britain is that women are achieving remarkable financial independence. Today, women no longer rely on men to finance their luxurious lifestyles, from wardrobes to sports cars and trips to exotic destinations. They can afford such luxuries independently and even purchase apartments in central London without financial assistance.

According to a comprehensive study by the research company Datamonitor, there are 299,300 female millionaires in Britain, outnumbering their male counterparts at 271,700. This significant rise in millionaire women can be attributed to various factors, including increasing divorces, advancements in sexual equality within schools, and equal treatment of sons and daughters in inheritance matters.

The trend of women achieving financial success and amassing wealth independently is a testament to the progress made in society, empowering women to take control of their finances and shape their own futures.  Full Story


Women-Owned Businesses Soar: 4x Growth Rate of Men-Owned.

The time frame is from 1997 to 2015 but constituted only 21 per cent of employer firms in 2015.

male vs female

The expansion of women-owned businesses has shown significant growth, particularly among women of colour. Between 2002 and 2015, the number of employer firms owned by women of colour surged from 150,000 to 290,000, reflecting an impressive increase of 94.1 per cent. In comparison, firms owned by White women increased by approximately 72,000 during the same period, representing an 8.9 per cent rise from 815,304 to 887,566 firms.

Among women of colour, Asian business owners experienced the highest growth rate at 105.3 per cent, with their firms increasing from 71,177 in 2002 to 146,101 in 2015. Hispanic women also saw substantial growth in business ownership, with a 77.1 per cent increase from 43,142 to 76,383 firms over the period.

The ownership of Native Hawaiian and Other Pacific Islander women grew by 66.2 per cent to 554 firms in 2015, while Black women’s rights increased by 42.4 per cent to 38,478 firms. American Indian and Alaska Native women had the slowest growth rate at 6.7 per cent, which increased to 7,865 firms in 2015 from 7,372 in 2002, lower than the growth rate observed for White women.

However, data for women of “another race” in 2002 is unavailable, making it unknown how much they grew to 20,091 firms in 2015. These figures demonstrate the remarkable progress made by women of colour in entrepreneurship and business ownership during this period.  Full Story

Why Women Investors Tend Often to Do Better Than Men

The landscape of women investors is evolving as they become more knowledgeable about investing through various resources such as seminars, books, the Internet, and investment clubs. In the U.S., the accessibility of information through the Internet and the support of investment clubs have empowered women to become more effective investors.

Ms Nashaat, an expert in the field, highlights several key reasons why women investors often outperform men:

1. Women tend to conduct thorough research before making investment decisions, ensuring they understand the opportunities and risks involved.

2. Unlike men, women are less likely to act on emotions or stock tips. They refrain from impulsively buying or selling stocks based on hearsay or speculative advice from others.

3. Women exhibit a consistent, long-term approach to investing. They follow a disciplined and steady investment strategy over time.

4. Patience is a virtue among women investors. They display resilience and stay committed to their investments, enduring market fluctuations without making hasty decisions to buy or sell.

5. Women tend to focus on consumer-oriented stocks, often choosing well-established companies known for their profitability in providing goods or services to the public.

Through these traits and the availability of resources, women are gaining confidence in their investment abilities and achieving success in finance.

Benefits of All-Girls Education
Chatham Hall

In 1999, the National Coalition of Girls’ Schools (NCGS) and Goodman Research Group conducted a survey of 4,274 alumnae from girls’ schools, and the results indicated impressive achievement indicators. Alumnae from girls’ schools showcased higher test scores upon entering college compared to the national average. Their average SAT Math and Verbal scores were 588, surpassing the combined scores of females and males nationally, which were 477 Math and 427 in Verbal during the same period.

Throughout various cohorts, NCGS alumnae consistently outperformed their nationwide counterparts on both sections of the SAT. Moreover, their average college G.P.A. was reported to be 3.3, reflecting their academic excellence during their college years.

Furthermore, NCGS alumnae demonstrated a remarkable interest in science and math, with a higher percentage majoring in these fields than females and males nationally. While 13% of NCGS alumnae pursued science and math majors, only 2% of females and 10% of males nationally did the same, according to data from the National Center for Education Statistics.

The survey also revealed that NCGS alumnae displayed strong leadership qualities both in their workplaces and communities. An impressive 80% of the respondents had held leadership positions since graduating from high school, with leadership roles being widespread in the workplace and during college.

Additionally, half of the surveyed alumnae remained connected to their girls’ schools in some capacity, highlighting the lasting impact and positive relationship between NCGS alumnae and their educational institutions. Full Story

Universities revise action programs.

After years of providing females with preferential treatment in university admissions nationwide, officials from various affirmative action programs are now beginning to reverse this trend.

In the summer of 2000, a federal judge mandated that officials at the University of Georgia grant males a more favourable consideration in admissions due to the increasing disparity between the number of female and male students on college campuses. This shift was initiated because many females were pursuing higher education while male participation in college was declining, as Roby Blust, the dean of undergraduate admissions at Marquette University, stated.

The data showed that there are currently 800,000 more females than males enrolled in colleges, and this advantage for women has been observed nationwide since 1978, as reported by The Washington Post. According to federal projections, this trend is expected to persist, with females projected to constitute 60 per cent of college student bodies by 2010.

As a result of these demographic shifts, officials are reconsidering affirmative action policies to address the imbalance and ensure fair opportunities for all students during the college admissions process.  Read Article

Male vs Female: Degrees of Separation

During Morgan State University’s 126th commencement, President Earl S. Richardson couldn’t help but notice the striking absence of male graduates, raising a concerning question: Where are all the men?

The gender imbalance in higher education is becoming increasingly evident across colleges and universities in the United States. This year, the proportion of bachelor’s degrees awarded to women reached a post-war high, estimated at 57 percent. The disparity is even more pronounced among certain ethnic groups, with only 40 percent of Hispanic college graduates being male and African American women now earning two bachelor’s degrees for every one earned by a man.

Historically, men had consistently formed the majority of college graduates in the United States since at least 1870. However, that began to change during the late 1970s when female college enrollment surpassed male enrollment. Subsequently, women began to outnumber men among four-year college graduates by the early 1980s.

In recent years, the number of female bachelor’s degree recipients has continued to rise significantly, reaching 698,000 this year, according to U.S. Department of Education estimates. In contrast, the number of male college graduates has grown much slower, with 529,000 male graduates this year.

Experts like Tom Mortenson from the Pell Institute for the Study of Opportunity in Higher Education in Washington express concern over this trend, pointing out that women are actively engaged in the educational process, while young men seem to be lagging behind, stuck in patterns that haven’t progressed in decades. . Read Article

Women’s start-ups on the rise

The poll, conducted in the fall by the National Association for the Self-Employed, shows that startups of women-owned businesses have grown by double digits annually from 2000-2003, significantly outpacing growth in the 1990s and outnumbering men-owned startups by nearly a 2-to-1 ratio in 2003.

Almost a third of women surveyed say they started their businesses in 2001, and nearly 10 per cent say they launched their current enterprise this year. In contrast, 5.1 per cent of businesses owned by male survey respondents started in 2003. The National Women’s Business Council estimates that 9.1 million micro-business owners, or companies with fewer than ten employees, are women. Full Story

Male vs Female: Interesting Factoids

  1. In 1997, women made up 47% of all investors. I am quite sure the number is now significantly higher.

  2. More women are graduating with college degrees. Now more than ever before, women hold positions of power in the top companies.

  3. Women are opening their own businesses at a rate that is double that of their male counterparts.

  4. Women are the fastest-growing group in the millionaire league. Women are growing wealthy and faster than men. From 1996 to 1998, the number of rich women grew by 68% while the number of men grew only 36%.

  5. Women were entering and dominating sectors that were primarily male strongholds, including, but not limited to, law and medicine.

Women control a large percentage of the wealth pie.

According to the Boston Consulting Group, the private wealth held by women experienced significant growth from $34 trillion to $51 trillion between 2010 and 2015. Additionally, women’s share of all private wealth also increased, albeit less dramatically, from 28% to 30% during the same period. The projection for 2020 indicates that women’s wealth will further rise to $72 trillion, constituting 32% of the total private wealth. In the coming decades, a considerable portion of the private wealth that changes hands is expected to go to women.

Several factors contribute to the growth of women’s wealth. Firstly, more women are now engaged in well-paid work compared to previous generations. In the United States, women’s participation rate in the labor market increased from 34% in 1950 to 57% in 2016. Secondly, women are inheriting wealth from husbands, who often have shorter lifespans, or from parents who are increasingly treating sons and daughters equally when it comes to inheritance. As the baby-boomer generation reaches their later years, this transfer of wealth is expected to accelerate.

The combination of women’s increased earning power and their inheritance of wealth will likely continue to shape the landscape of private wealth, giving women a more prominent role in the financial realm in the years to come. Economist


 That is why we at the Tactical Investor have surrounded ourselves with as many wise women as possible.  I stated that one of my best advisors was an 80-year-old nun (actually, she is 81 years old now). It is tough to pinpoint just one tool that has helped me become a better investor.

Females are rising so fast because men have taken it for granted that they are entitled to most of the things females have to work for. As a result, the male has become sluggish and slow. Like the dinosaurs, he will be blasted into the ice age if he does not wake up soon. If the male takes the time to respect and appreciate what women offer, they can embrace this new trend and co-exist in peace without bickering like small kids.

The wise male can embrace this new trend and incorporate these new traits into his game plan. In this way, he can improve himself and maybe even surpass the ones that provided enlightenment. Look to work with your significant other in investing and watch your results improve tremendously. However, education is still essential, so educate yourself on Mass Psychology and Technical Analysis. My next article on this series will discuss how men can deal with this new, powerful, emerging force.

I want to thank Janice Dorn, M.D., PhD, for helping me take my ideas and rough notes and help shape them into something coherent and meaningful. For the record, Janice is one of the first females in the US to receive two doctorate degrees (M.D. and PhD). Janice was the second woman on the United States’s principal Medical School faculty. Her credentials are impressive.

Diplomate, American Board of Psychiatry and Neurology
Diplomate, Addiction Psychiatry, American Board of Psychiatry and Neurology
Diplomate, American Society of Addiction Medicine.

We at the Tactical Investor would like to mark 2004 as the year of empowering the new female investor. So we are setting up a forum where we hope females worldwide can post suggestions to help and empower other women. Write about your trials, setbacks, and successes or anything you think will help your fellow female investors. Males are welcome to post their suggestions. Empowering The New Female Investor

This content was first published in 2004 and has since been updated. The most recent update was completed in Oct 2023.

 FSO Webnote: 
Sol asked if I would like to comment on his article… from a woman’s perspective. He called me a “pioneer.” I was flattered. Surprised by his statement, I realized that, indeed, it was true. I am very thankful for the Internet medium. I desired to “jump into it” with both feet that opened Jim’s eyes to the possibilities so many years ago and here we are today.

As a freshman at Colorado State University in 1969, I was an “activist.” I was caught up with women’s rights and even participated in raiding the men’s steam room. They had all of the facilities. We had the old gym. Eyes were opened from that one act and a shared schedule followed. WE women may not have had a winning football team, but WE paid the same tuition THEY did.

I am very glad that I am a woman and a married one at that. Jim and I will celebrate our 27th anniversary this year on January 8th. I wouldn’t give up a year of it… the good or the bad ones. We just keep getting better at being ONE.

Mary Puplava

And when a woman’s will is as strong as the man’s who wants to govern her, half her strength must be concealment.
George Eliot, 1819-1880, British Novelist

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