Male vs Female; Women No longer the Second Sex?
Male vs Female; Women No longer the Second Sex?

Male vs Female; Women No longer the Second Sex?

Male vs Female

And when a woman’s will is as strong as the man’s who wants to govern her, half her strength must be concealment.
George Eliot 1819-1880, British Novelist

Male vs Female: The Game is Changing

For generations, they were relegated to living a life full of menial tasks. Simple benefits, such as the right to educate themselves and vote, were denied. They had to fight for every single right that males took for granted. They were made to believe they were second best at most and could never compete with their male counterparts. They were told that males were better investors and superior academically and that their function was to bear children and keep the house in order. (In other words, “barefoot and pregnant.”)

Many women did not believe this. They fought their way to power; they fought for every simple little thing that we males took for granted and they won. The battles were beyond comprehension to most. The pioneers for women’s liberation (including, but not limited to, Gloria Steinem, Betty Friedan, Simone DeBeauvois, Camille Paglia, Andrea Dworkin and Madonna) who stood up and advocated equality and power, were scorned, derided and demeaned. In spite of overwhelming challenges, they were not deterred. They persisted, they fought through, and now they are here to stay. Women are in the process of taking back everything that they have been denied for generations.

For those males who do not recognise, acknowledge and embrace the power of the female, your days are indeed numbered. The females have risen, and they have risen fast. This is a trend in motion, and nothing and no one can stop it. Those that seek to oppose it will be trampled into oblivion. It is a sea change, which is growing into a flood. Anyone who tries to stand in the way of this will be drowned.

Here is the irony:  Every male was, at one point in life, a helpless bundle of flesh that was carried in the womb, and brought forth into this world by a female. It was a woman who nurtured him and gave him the opportunities to be who he is and become what he has become. For this great sacrifice, her only reward was the denial of all the benefits to which male society was entitled.

Male vs Female; Most of the advantage seems to be due to Discrimination

When you seek to oppress something through force, it will rise, and when it rises, it will grow to be many hundreds of times stronger than it should have been in the first place. We all talk about market manipulation and how the Fed and central bankers are holding the price of Gold down and pumping the equity markets up.

Well, I will put forth one question: what about the biggest atrocity and the largest manipulation that was ever committed? The illegal, relentless and unjust repression and suppression of the female species? There can only be peace and harmony when the species responsible for the survival of the human race is treated with the respect it deserves.

Male vs Female: An epiphany

When I was seven years old I wanted to have a picnic, and I told all my friends to save a little money, and we would all put it together to buy food and drinks. Now you all know that seven-year-olds don’t like females, but I used to watch how organised little girls were. So I asked them to join us too. D-day arrived, and almost none of the guys had the money. Every single girl had the money. They were even willing to forgive the guys for not bringing the money. Now look at what the little boys did—they all were ashamed and angry with the girls and then started attacking me for even inviting the girls. I am embarrassed to say I did not have the guts to fight. I backed down and returned their money, and the event was cancelled.

I was a coward because I knew the girls were right. They had done nothing wrong, and yet they were punished because I was too frightened and intimidated to oppose the others. What went on here? The boys saw that the girls did something that they did not do–something that would have made the picnic a success. Rather than congratulate the girls, they became angry with them and turned on them. Does that make any sense? No. It doesn’t make any PRACTICAL sense.  But the reality is that the boys were angry, jealous and felt inadequate. They were consumed with shame and guilt. So what did they do? They lashed out at the girls (who had done what they were supposed to do) to make themselves feel better and stronger. They could not accept that the girls could do things better than they could. After all, they were only girls!

I went home sombre and vowed never to repeat that mistake again. What is even more remarkable is that the girls forgave me so easily for what I had done. When I went back and apologised for being such a weakling, they did not give me a big lecture but seemed to understand my plight. They forgave me for the cruelty of the other boys. They understood why I was weak at that time. Even at the age of 7, girls knew about emotional intelligence, kindness and the ability to overlook discrimination. This was my epiphany and what started me on the path of appreciation and respect for women.

I have always been a fighter, and I will argue with any male or female if I can defend my point.  However, supporting facetious assumptions,  that in are better than women is something no wise man should support. And now  I am going to do something for those girls I let down when I was a little boy. In a series of articles below, I intend to present evidence that, in many aspects of life, women are far superior to the male. However, it does not mean men are dummies, Men tend to migrate to the end of the Bell curve; they excel at almost everything even at cooking.  However, when one compares 100 women against 100 men,  in general, the women will outperform the males, but the top contenders will nearly always be males.

male vs female as it relates to investing

What does this have to do with investing you ask? It has everything to do with it because women are better investors. They are better students, and now there are more females graduating then males. Females are the fasted growing group of individuals hitting the millionaire league.

The female species are far more intuitive, understanding and forgiving than their male counterparts. So the men that decide to accept and appreciate them for who they are will reap a tonne of rewards.  A trend in motion is unstoppable, so those that refuse to embrace this trend will be run over.

Women lie about their age; men lie about their income.
William Feather 1888-18, American Writer, Businessman

Male vs Female its a matter of time before they are on the same page
Females Medical School Applicants on the Rise

Ellen Gladden

The Medical College of Georgia School of Medicine and medical schools nationwide saw increases in the variety and volume of applicants this fall.

After a six-year decline, the number of applicants to U.S. medical schools rose in 2003, according to the Association of American Medical Colleges. The 35,000 applicants marked a 3.4 per cent increase over the previous year’s applicant pool.

At MCG, medical school applications rose higher than the national average. For the 180 freshman positions, the institution received 1,450 applications in 2003, up from 1,287 in 2002.

‘Our applications increased 12.7 per cent,’ said Dr Mason Thompson, associate dean for admissions and student affairs in the School of Medicine. ‘Applicants from Georgia were up 14.4 per cent from fall 2002 to fall 2003.’

Nationwide, the application increase is attributed to more women applicants ‘ 17,672 ‘ an almost 7 per cent rise over last year’s total. At MCG, 745 females and 703 males applied and 97 males and 83 females enrolled. Read Article


Women make gains on boards, 

Female directors hold 779 board seats at Fortune 500 companies, or 13.6%, up from 12.4% two years ago, according to a census that will be released Thursday by Catalyst, an organization dedicated to advancing women in business.

In 1995, the first year of the census, 9.5% of the directors were women.

The number of seats held by women of colour increased to 3% from 2.6% in 2001. Read Article

Male vs Female the trend is gaining steam
Women are committed to making money in the stock market

More women than ever are entering the stock market. (They now constitute 47 per cent of all investors, according to the National Association of Securities Dealers.)

Evidence of female investing acumen is rapidly accumulating. A study of more than 35,000 discount-brokerage customers by economists at the University of California at Davis found that between 1991 and 1997, women’s portfolios earned, on average, 1.4 percentage points more a year than men’s. Among single people, the difference was even more pronounced, with single women earning 2.3 percentage points more per year than single men.

Records of investment clubs reveal an even wider performance gap: Through the end of 1998, all-female clubs had an average compounded lifetime return of 23.8 per cent a year, compared with just 19.2 per cent for all-male clubs, according to the National Association of Investors Corp. (NAIC). Full story

The National Association of Investors Corp.

(NAIC) has its own set of interesting statistics. Between 1960 and 1996, the percentage of NAIC member clubs that were all women skyrocketed from 10% to fully 50%. When you consider that some clubs are men-only and others are mixed, this means that the majority of all NAIC member clubs is all women. In fact, three out of four new clubs formed are all women. This speaks volumes. Women are increasingly interested in investing and are turning to clubs as a way to learn and invest. The NAIC reports that the number one goal of all-women clubs, ahead of turning a profit, is to learn about investing. They may do this out of genuine curiosity and a burning desire to learn — or because they realize that it’s vitally important for them to be able to tend to their own or their family finances. After all, according to a recent Bureau of the Census survey, 75% of the elderly poor in America are women.  Read Article


UK women outrace men in millionaire run

Vijay Dutt, HindustanTimes.com

 

The fact that Britain now has more women millionaires than men would add to the theory floated recently that men would be redundant for the continuance of the human race. Fortunately, that day is a few hundred thousand years away, but in today’s Britain women do not need men to pay for their wardrobes, sports cars or flights to exotic destinations. Women can do all that and still have enough loose change to buy an apartment in central London.

According to an authoritative study by the research company Datamonitor, there are now 2,99,300 female millionaires compared to 2,71,700 male. The reasons cited for the sharp rise of millionaire women include trends such as the increasing number of divorce, sexual equality in schools and equal treatment of sons and daughters in inheritance. Full Story

Women-owned business grew at nearly four times the rate of men-owned business

The time frame is from 1997 to 2015 but constituted only 21 per cent of employer firms in 2015.

male vs female

The growth in women-owned businesses has been highest among firms owned by women of colour. In 2002, women of colour owned 150,000 employer firms, and by 2015 they owned 290,000, an increase of 94.1 per cent. In contrast, the number of firms owned by White women increased by only about 72,000 over that same time period (an 8.9 per cent increase from 815,304 to 887,566). The growth rate was highest for Asian women business owners, a 105.3 per cent increase from 71,177 firms in 2002 to 146,101 in 2015, and for Hispanic women, who saw a 77.1 per cent increase in business ownership from 43,142 to 76,383 firms over the period (data not shown). Native Hawaiian and

Other Pacific Islander and Black women’s ownership also grew substantially, by 66.2 per cent and 42.4 per cent, respectively, to 554 firms owned by Native Hawaiian and Other Pacific Islander women in 2015, and to 38,478 firms owned by Black women. The growth rate was slowest for American Indian and Alaska Native women, at 6.7 per cent (an increase to 7,865 firms in 2015 from 7,372 in 2002), lower than the rate for White women. Finally, as the Survey of Business Owners did not collect data for women of “another race” in 2002, the rate at which they grew to 20,091 firms in 2015 from 2002 is unknown. Full Story


Why Women Investors Tend Often to Do Better Than Men

“However, this is changing as women around the world are becoming savvier about investing because of seminars, books, the Internet and investment clubs. For example in the U.S., “the Internet and investment clubs have made it easier for women to get the information they need to be more effective investors.”

Ms Nashaat suggested there were several other key reasons why women investors often did better than men. She said, women:

  • Tend to conduct thorough research before investing;

  • Don’t act on emotion or stock tips. Women generally do not purchase or sell stocks on the latest hot tip from another source;

  • Invest consistently. Women tend to follow a consistent, long-term approach to investing;

  • Have patience. Women stay with investments they research and purchase, riding out the ups and downs of the market, not jumping in and out of a stock quickly; and

  • Are consumer-oriented. Women typically purchase stocks of well-known consumer companies that have proven profitable from the sale of their goods or services to the public.


Benefits of All-Girls Education
Chatham Hall

During 1999, the National Coalition of Girls’ Schools and Goodman Research Group conducted a survey of 4,274 alumnae of girls’ schools. Achievement indicators suggest that girls’ school alumnae enter college with test scores above the norm. Once in college, they major in science and math at a higher rate than females and males nationwide.

The average SAT Math and Verbal scores of NSGS alumnae were both 588, compared to 477 Math and 427 Verbal nationally for females and males combined during the same period. Across cohorts, NCGS alumnae consistently outscored females and males nationwide on both sections of the SAT. Respondents’ average college G.P.A. was 3.3.

In science and math, NCGS alumnae majored at a higher rate than females and males nationally (13% NCGS compared to 2% females and 10% males nationally, as reported by the National Center for Education Statistics).

NCGS alumnae are leaders at work and within their communities.

Eighty per cent (80%) of respondents had held leadership positions since graduating from high school. Leadership positions in the workplace and in college were especially common.

Half of the alumnae surveyed remain connected in some way to their girls’ school. Full Story


Universities revise action programs

Marquette University, The Marquette Tribune

After decades of giving females an advantage in admissions at universities nationwide, officials for various affirmative action programs are beginning to reverse the trend.

In summer 2000, a federal judge ordered officials at the University of Georgia to start giving males more of break-in admission because females are becoming more numerous than males on many college campuses. “More and more females are seeking a college education while men’s participation is declining,” said Roby Blust, dean of undergraduate admissions at Marquette University.

There are currently 800,000 more females than males enrolled in colleges and, according to The Washington Post, women have held that advantage nationally since 1978.  Federal projections claim females will continue to dominate population statistics and are expected to make up 60 per cent of college student bodies by 2010. Read Article


Male vs Female: Degrees of Separation

As Morgan State University President Earl S. Richardson surveyed the sea of newly minted graduates at the school’s 126th commencement last month, his joy was tempered by a question that has grown too conspicuous to ignore: Where are all the men?

Not only was the head of student government, the senior class president and 96 of Morgan’s 141 honour students’ women, but so were two-thirds of the university’s 860 graduates. At colleges and universities across the United States, the proportion of bachelor’s degrees awarded to women reached a post-war high this year at an estimated 57 per cent. The gender gap is even greater among Hispanics — only 40 per cent of that ethnic group’s college graduates are male — and African Americans, who are now seeing two women earn bachelor’s degrees for every man.

Men had made up the majority of the nation’s college graduates since at least 1870 when the first national survey of bachelor’s degrees awarded by colleges and universities found 7,993 male graduates, 1,378 female.

Except for a brief period during World War II, that remained the case until female college enrollment overtook male enrollment in the late 1970s. By the early 1980s, women began outnumbering men among four-year college graduates.

Since then, the number of female bachelor’s degree recipients has risen to 698,000 this year, according to U.S. Department of Education estimates. The number of male college graduates has increased much more slowly, to 529,000.

“Women are deeply engaged in the educational process, while the boys are stuck where they were decades ago,” said Tom Mortenson, a senior scholar at the Pell Institute for the Study of Opportunity in Higher Education, a Washington research organization. Read Article


Women’s start-ups on the rise
by Jennifer Pittman, Santa Cruz Sentinel Correspondent

The poll, conducted in fall by the National Association for the Self-Employed, shows that startups of women-owned businesses have grown by double digits annually from 2000-2003, significantly outpacing growth in the 1990s and outnumbering men-owned startups by nearly a 2-to-1 ratio in 2003.

Almost a third of women surveyed say they started their businesses since 2001, and nearly 10 per cent say they launched their current enterprise this year. In contrast, 5.1 per cent of businesses owned by male survey respondents started in 2003. The National Women’s Business Council estimates that 9.1 million micro-business owners, or companies with fewer than 10 employees, are women. Full Story

Male vs Female: Interesting Factoids

  1. In 1997, women made up 47% of all investors. I am quite sure the number is now significantly higher.

  2. More women are graduating with college degrees. Now more than ever before, women hold positions of power in the top companies.

  3. Women are opening their own businesses at a rate that is double that of their male counterparts.

  4. Women are the fastest-growing group in the millionaire league. Women are growing wealthy and faster than men. From 1996 to 1998 the number of wealthy women grew at 68% while the number of men grew only 36%.

  5. Women are entering and dominating sectors that were primarily male strongholds, including, but not limited to, law and medicine.

Women are controlling a large percentage of the wealth Pie

According to the Boston Consulting Group, between 2010 and 2015 private wealth held by women grew from $34trn to $51trn. Women’s wealth also rose as a share of all private wealth, though less spectacularly, from 28% to 30%. By 2020 they are expected to hold $72trn, 32% of the total. And most of the private wealth that changes hands in the coming decades is likely to go to women.

One reason for women’s growing wealth is that far more of them are in well-paid work than before. In America, women’s rate of participation in the labour market rose from 34% in 1950 to 57% in 2016. Another is that women are inheriting wealth from husbands, who tend to be older and to have shorter lives, or from parents, who are more likely than previous generations to treat sons and daughters equally. As baby-boomers reach their sunset years, this transfer will speed up. Economist

Conclusion

 That is why we at the Tactical investor have surrounded ourselves with as many wise women as possible. In my last article The Art of Investing or The Science of Destruction. I stated that one of my best advisors was an 80-year-old nun (actually she is 81 years old now). It is very hard to pinpoint just one tool that has helped me become a better investor.

The reason that females are rising so fast is simply that men have taken it for granted that they are entitled to most of the things females have to work for. As a result, the male has become lethargic and slow. Just like the dinosaurs, if he does not wake up soon, he will be blasted into the ice age. If the male takes the time to respect and appreciate what women have to offer, they can embrace this new trend and co-exist in peace without bickering like small kids.

The wise male can embrace this new trend and incorporate these new traits into his game plan. In this way, he can not only improve himself and but also maybe even surpass the ones that provided the enlightenment. Look to work with your significant other in the area of investing and watch your results improve tremendously. However, education is still important, so educate yourself on the concepts of Mass Psychology and Technical Analysis. My next article on this series will deal with how men can deal with this new powerful emerging force.

I would like to thank Janice Dorn, M.D., PhD for her helping me take my idea and rough notes and help shape them into something coherent and meaningful. For the record, Janice is one of the first females ever in the US to receive two doctorate degrees (M.D. and PhD). Janice was the second woman on the faculty of a major Medical School in the United States. Her credentials are impressive, to say the least.

Diplomate, American Board of Psychiatry and Neurology
Diplomate, Addiction Psychiatry, American Board of Psychiatry and Neurology
Diplomate, American Society of Addiction Medicine.

We at the Tactical Investor would like to mark 2004 as the year of empowering the new female investor. So we are setting up a special forum where we hope females from all over the world can post suggestions to help and empower other women. Write about your trials, setbacks, and successes or anything you think will help your fellow female investors. Males are welcome to post their suggestions to. Empowering The New Female Investor

The woman’s vision is deep-reaching; the man’s far-reaching.
With the man, the world is his heart, with the woman the heart is her world.
Betty Grable

Man-made one grave mistake: in answer to vaguely reformist and humanitarian agitation he admitted women to politics and the professions. The conservatives who saw this as the undermining of our civilization and the end of the state and marriage were right after all; it is time for the demolition to begin.
Germaine Greer 1939-, Australian Feminist Writer

Every theory of love, from Plato down
teaches that each individual loves in the other sex what he lacks in himself.
G. Stanely Hall 1844-1924, American Psychologist, Educationist

 FSO Webnote: 
Sol asked if I would like to comment on his article… from a woman’s perspective. He called me a “pioneer.” I was flattered. Surprised by his statement, I realized that indeed it was true. I am very thankful for the Internet medium. It was my desire to “jump into it” with both feet that opened Jim’s eyes to the possibilities so many years ago and here we are today.

As a freshman at Colorado State University in 1969, I was an “activist.” I was caught up with women’s rights and even participated in raiding the men’s steam room. THEY had all of the facilities. We had the old gym. Eyes were opened from that one act and a shared schedule followed. WE women may not have had a winning football team, but WE paid the same tuition THEY did.

I am very glad that I am a woman and a married one at that. Jim and I will celebrate our 27th anniversary this year on January 8th. I wouldn’t give up a year of it… the good or the bad ones. We just keep getting better at being ONE.

Mary Puplava
Webmaster, www.FinancialSense.co