Early Retirement Is A Con: Focus on Happy Retirement

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Happy Retirement

Happy Retirement vs Early Retirement

Early Retirement sounds catchy but in most cases, its nothing but a pitch made my snake oil salesman.

And that is how the Retirement lie was conceived; continue reading to find out the details:

The world is going to end, the US dollar is going to crash, Gold will soar to the Moon, and Pigs will fly over it. Well, we added the last bit to throw in some humour. Are you not sick of the stories talking about how things are only set to worsen? If you add all the proclamations made by these so-called wise men for the past 100 years, the world as we know should have ended several times over.

The fact that it has not points out that all those wise pundits were wise only when compared to the reliable donkey.  Life is very short, and most people spend a vast amount of their time focussing on what was, what should be and what could be. How about trying a new approach; enjoy the moment, for that, is all you have.  If you have a decent roof over your head, money in the bank and food, you are infinitely better off than over 50% of the world. Let that sink in for a moment. Anything more than that pushes you, even further up the rung of wellbeing. Hence the focus should be on a happy retirement and not retiring early.

Happy Retirement: Seek Wealth With A Smile

Seeking Wealth Is not Bad, But…..

At least seek it with a smile and not a frown. Enjoy the day as a child would. Have you seen how children can have so much fun with so little and how when they grow up they can’t even have half the fun despite having 10 times more?  We seek things that we are not even sure we need; the seeds were incepted starting from your first trip to the brainwashing centre (otherwise known as school), and if allowed to grow, these fears turn into gigantic monsters.

For example, each year, the experts keep stating a person needs more and more money to retire; here is the sad fact, by the time the average person retires, he/she will be a living zombie. Free thought will be a thing of the past; worse yet, you work until you are 65, but the average life expectancy in the USA is 78.6 years.

The Retirement lie. US life expectancy is dropping

Source: world bank

So let’s get this straight, give up the best years of your life, worry throughout that time if you will have enough to retire, and you only have 13 years to enjoy it. Well, it sounds perfectly sane, doesn’t it? Waste the best years of your life, worrying about the worst years of your life. What could possibly go wrong with such a scenario? Keep in mind that the average life expectancy has been dropping in the USA for the third year in a row. 

Early retirement Lie; One needs significantly less than the experts claim

The sad fact is you don’t even need half of the ridiculous figures experts are pushing because even at ¼ of the stated figures which are surpassing one million, most of the world’s population stands no chance of achieving the stated goal. The stated goal like everything mass media and the experts push is to get the masses to buy into the lie they are selling and sow the seeds of doubt. Doubt then gives way to fear and paranoia and the rest, as they say, is history. The media and experts use faulty statistics to paint a dire picture, in the interim your stress levels continue to rise, so when you finally do retire, you are more susceptible to a host of diseases. The focus should always be on a peaceful and happy retirement. Haste makes for waste.

How do people get their info? Don’t they see the world through a prism? What is this prism for most individuals; TV, and Mass Media?  What if the intention were to provide the masses with the wrong image or ideas, therefore no matter how hard they tried to solve the problem, they would fail, as they would be analysing the wrong data. Think of Pluto’s allegory of the caves.

What is worse fear or the frightened? To be continued subtly in future updates

Random Notes From The Tactical Investor on the Stock Market

The average trader has a convoluted view of the markets and the world. They are forever willing to bend the definition of risk and opportunity to suit whatever perspective is taking the lead role at the moment.  When prices are low, they assume that it is the wrong time to buy because they are bound to go lower, and when they are soaring upwards, they assume that it is the right time to buy because they are bound to soar even higher. The concept of risk to reward is thrown out of the window; they state they seek an opportunity with low risk, but their actions speak otherwise.  No Bull Market has ever ended on a note of fear; they end when the crowd is in a state of ecstasy. Market Update Nov 26, 2018

Throughout all this wailing and gnashing of teeth, we have stuck through with the same theme; the larger the pullback, the better the buying opportunity as long as the trend is up and that plan has paid off.  Interim Update March 14, 2016

What we need to focus on is that the underlying theme is “inflate or die”; this means that the currency race to the bottom is on maximum overdrive. In such an environment where the only weapon central bankers have is to flood even more money into an already overextended financial system, every healthy pullback has to be viewed as a buying opportunity. Moreover, an extremely strong pullback has to be viewed as a screaming buy. Market Update March 31, 2015

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Second Year Presidential Cycle Great For Stock Market Bull   (Feb 9)

Trump War and Uncertainty-Good for the markets?   (Jan 31)

Stock Market Crash Opportunity: Buy The Fear & Sell The Noise  (Jan 16)

The New Norm: Fake Financial News & Data Manipulation  (Jan 14)